Quote Student Cover - Golden Care

Overview

Benefits

Areas

Claims

Exceptional conditions

Immediate coverage in the event of accident or hospitalisation for students up to the age of 41
Health care cover in Switzerland and worldwide (30 days limit per year in the USA and in Canada)
In Switzerland, coverage equivalent to the LAMal
Advantageous premiums designed to suit student budgets
Deductible of CHF 75.- per pathology (no deductible in the event of an accident)
Access to the largest medical assistance network, 24 hours a day, 365 days a year

Insurance benefits

Benefits covering hospital care and treatment in the event of an emergency
Consultations with General Practitioners and specialists
Laboratory, radiology and diagnostic tests
Maternity benefits
Dental care following an accident
Transport, repatriation, medical evacuation, first aid

The StudentCover international student insurance is designed for foreign students possessing a valid residence permit who are enrolled at an educational institution.

StudentCover

EXCEPTIONAL CONDITIONS

• Immediate cover, no waiting period. Subscription up to 41 years old
• Switzerland and worldwide coverage (limited to 30 days per year in the USA and Canada)
• Coverage up to CHF 1 000 000.-
• No deductible in case of accident
• Deductible of CHF 75.- per illness

INSURANCE BENEFITS AND COVER

In-patient benefits
• Room and board
• Care and treatments during hospitalisation
• Casualty ward care and treatments
• Laboratory / X-ray facilities
• Ambulance transportation

Maternity care benefits
• Natural childbirth and caesarean
• Pre and post-natal care

Out-patient benefits
• Consultation of physicians (general practitioners or specialists)
• Prescription drugs
• Laboratory / X-ray facilities
• Dental treatments exclusively when resulting from an accident

ASSISTANCE BENEFITS AND SERVICES

Assistance benefits
• Medical transportation, repatriation, evacuation and emergency care
• Delivery of drugs not available at site of accident or illness
• Repatriation of the mortal remains

PRINCIPAL EXCLUSIONS

• Orthodontic treatments
• Check-ups, preventive treatments and tests
• Services and treatments in long-term facilities

A variable geographical protection zone

Area 1

Allows you to enjoy full benefits worldwide, except in North America, Canada, and the Caribbean, where benefits are applicable if the two following conditions are fulfilled:

Your stays, in one or other of these countries, do not exceed 30 days per period of insurance, all of these countries combined
Your trip to any one of these countries was not made with the intention of seeking medical care

zone 1

Area 2

Allows you to enjoy full benefits worldwide

zone 2

Citizen from the USA and Canada residing in their home country cannot subscribe to our plans.

To benefit from Area 2, your stay in the USA and Canada are temporary and not permanent.

Claims

We provide an excellent claims service, which will provide you with the right answers and relevant care - fast.

You and your family will have access to Golden Care’s 24 hour emergency medical assistance number, which is provided by our partner Medic-Air International.

Medic-Air International is managed by doctors who specialise in dealing with medical emergencies. They are located in Paris and Shanghai and have access to a worldwide medical network.

We can offer:

Reassurance and helpful advice – fast
Pre-authorisation, which will allow you to receive the treatment you need
Emergency medical evacuation if medical facilities where you are located are not available
Multilingual advice or assistance
Help find suitable healthcare providers, such as doctors and dentists in the area you are located
Freedom to choose your own healthcare provider

Golden Care Contracts are designed and managed exclusively by our Group.

Exceptional conditions

Insurance benefits

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